July 2016

I have a calendar page. (Can print free from computer, if you don’t have a very basic planner).
As bills come in, I write them on the calendar.
Say my electric is due Sept 12 —-on the square for the 12th… I write electric $150.
Then, when a payday comes—I do the following steps in order:

1. pay all bills due for the next 2 weeks out of that check (2 weeks as we get paid every 2 weeks)—-first thing—before anything else is spent !!

2. I transfer any contingency fund items to my ING account (house repair fund, etc—we are living in a fixer upper house—this is necessary).

3. fill up the vehicles with gas. (this lasts us until the next payday).

4. then and only after 1-3 are done do I allow myself to go grocery shopping, buy things that come up, etc. (and trust me—things will always come up).

I find this method works best for me. I have tried numerous other methods and always did best with this one—so now just stick with it.

I have also found that I tend to get ahead more using the calendar method. Say there is a small bill due later in the month—but I have room for it out of this check. I just go ahead and pay it now.

Then, next check I have one less bill to pay and can pay the next bill a little earlier. Eventually, you get to the point where you can pay a bill as it comes in— a very awesome feeling.

Hope that helps a little—but like I always say—you have to find what works for YOU!

but I’ve made $60 over the last couple of months — it can get frustrating because you’ll get part way into a survey and find out you don’t qualify — but if you’re fortunate enough to get a follow-up survey, you can make more money off of those.

I figure it’s $60 I make while relaxing and watching tv, so can’t hurt!

They have the fast payment to paypal I’ve every seen, so there’s that.