March 2017

I’m sure it’s out there, and I’m sure my Husband could come up with one. But I’ll have the debt paid off before he gets down researching it, figuring it out, and explaining it!

How much will you save if you throw a one-time extra $50 on a debt on a debt with 10% interest that you will pay off in a year. I know you have three variables — $50, 10% and 12 payments. I just don’t know what to do with those three numbers.

Sincerely, Helen.

Wondering if there a “golden rule” about giving gifts (or even a legal one)? For example, my brother once gave away 1,000 baseball cards. Most had little to no “value”, but one of them happened to be worth $1,000. The kid & parent he gave them to, once they found out how much they were worth, offered to give some of that money to my brother. My brother was like, didn’t think it had value before I gave it to you, just because it has monetary value afterwards doesn’t change it, but thanks.

Then I asked on freecycle for a motorcycle helmet for my oldest son a few weeks ago. A person responded, I picked it up. They also happened to have a higher end scooter for sale, so later I asked about its status. The guy responded back that he thought when he gave me the helmet that my son already HAD a scooter, and if he didn’t (and I quote, in capital letters) I DEMAND YOU GIVE ME MY HELMET BACK.

I just ignored him.

But I have a different dilemma– I was given a closed box of “kitchen stuff” a while back. They were going to toss it (literally), but they gave it to me instead, and I figured what I couldn’t use myself, I’d either sell at a garage sale or freecycle it. So today since we were having the garage sale, i opened it up.

Yeah, it wasn’t kitchen stuff. With a bit of effort I could probably sell the odds and ends and net about $1,000.

So….is it mine? Or do I have a moral/ethical/legal obligation to get hold of them and give it back?