We always just keep about $10 in our paypal account, just to cover some unexpected fee, etc

We sell some things on ebay, but lately it’s mostly used for me earning money from opinionoutpost.com — they’ll transfer $10 at a time – and each time, I transfer any money in the account over $10 to our checking account.

I’ll admit that that money isn’t more than $20-30 per month, and I use it as a buffer — it’s the one piece of our budget that doesn’t have a home, and I’ll admit, it often goes to something small – eating out, picking up some food, etc. It’s probably one of those things that keeps my husband sane through this debt re-payment period. 🙂